Why Toxic Leadership Destroys Morale

Career change statistics suggest that the average person will be making a career change approximately 5-7 times during their working life. Which means the likelihood of you encountering a toxic work environment may be higher than you think. Some believe that just powering through it all is the best tactic on dealing with toxic leadership, but there are some highly detrimental side effects that could follow you through to your next workplace.

Below are a few reasons why toxic leadership destroys your morale at a more core level than you may think.

Your voice isn’t heard.

When you encounter a toxic workplace where the leadership isn’t interested in ideas or commentary from the majority of the employees, you’ll start to feel unimportant and worthless over time. Maybe you spotted an area of quick improvement that wouldn’t cost a lot and would really help your fellow coworkers, but your manager dismissed you without even hearing you out. Maybe you completed a task and while trudging through it, discovered a new and more efficient way to complete it, but your boss just nodded and shooed you out of his office.

Consistently getting treated like less than a contributing member of the workplace will erode your self-worth and condition you to not speak up or think of new ways to complete things. Why bother? If leadership isn’t willing to listen or even give you the time of day, why waste your time trying to maximize the productivity of your work environment?

Creativity suffers.

Along similar lines, creativity takes a large hit when you’re operating in a toxic workplace. Because creative endeavors are not just black and white (like finance or sales), they’re vulnerable to more criticism and judgement. And when you have a toxic person in a leadership or management role, your creative side will begin to wilt. Toxic managers are prone to taking credit for things they didn’t do or have a part of, while pointing fingers and blaming others when their ideas don’t pan out.

Soon enough, you’ll find yourself unwilling to put yourself out there and stretch your creative legs. You’ve been taught by reprimand and criticism that new ideas are unwelcome and although you are the graphic designer or copywriter (or whatever other creative), you don’t know what you’re doing and need the helping hand of your toxic manager.

Years under this type of leadership results in a major creative block that could take a long time to unclog, even if you land your dream job in a healthy work environment.

Team mindset crumbles.

The general idea of taking a job is to be part of the team that supports the company in its goals, whether they’re monetary goals, growth goals, or support goals. In an ideal world, your teammates have your back, whether things go well or go south. Say a project flops horribly: in a healthy workplace, everyone learns from the situation. Everyone involved takes responsibility for their part in the project and a new strategy is laid out for future projects. No one is blamed, no one points fingers, no one acts selfishly or rudely about the project.

In a toxic environment, if a project flops, you can bet your bottom dollar that the toxic manager in charge of the project will go above and beyond to the executives that it was everyone else’s fault but his. He had no part in anything going wrong, and tried valiantly to steer the sinking ship to shore, to no avail. The employees just didn’t listen to him, he tells the executives. He would never have done things that way.

Getting blamed and having your abilities questioned is the last thing that will encourage you to work harder on the next project. Your sense of team unity has been torpedoed, and everyone involved is feeling the same way. Teammates are turning on each other in an attempt to save their jobs, when in a healthy workplace, the team would be working even closer together to make sure the same mistakes didn’t happen on the next try.

Why work for someone who doesn’t care?

Although we’ve barely touched the surface of why toxic leadership incinerates employee morale, the gist of the whole concept is this: why work your hardest for someone (or a company as a whole) that doesn’t care? If you’re suffering under a toxic manager who doesn’t listen, treats you like a number, and routinely blames everyone but himself for less-than-stellar results, why are you working there? We spend more than half our lives at work, toiling away to contribute to the greater good, and there are plenty of healthy workplaces out there that will stimulate your abilities and treat you fairly.

No job is perfect, and toxic leadership can develop anywhere, but as long as you keep in mind what’s important and know that you are worth more than suffering under a toxic manager, you can make those career changes confidently. No job is worth your self-respect, your creativity, or your morale.

Why Cybersecurity is More Important Than Ever

With the onslaught of new technology hitting the market every month, it’s easy to fall for the convenience of having a smarthome, a smartphone, and a smartcar. We all fawn over the commercials showing a person commanding their house to dim the lights, set the oven to pre-heat, put on a show, and adjust the thermostat. How easy and wonderful that all looks!

But there’s a much darker side to having everything connected like that. No commercial will advertise the dangers of having your entire home (and everything inside) at the mercy of cybercriminals. Nowadays, cybersecurity is more important than ever.

ARRC, give me some examples.

Well, there was a hacker who broke into a baby monitoring system. When the parents walked into the baby’s room, the remotely-controlled camera moved to point at them, and the cyberattacker proceeded to scream obscenities at them.

Reacting as expected, the parents immediately pulled out the electrical plug for the monitoring system and it shut down. In the aftermath, the company who made the monitoring system announced and posted a patch to make the systems more secure, but many systems are still being used without the patch. People these days can’t be inconvenienced with updating their software, but the risks are not worth avoiding those updates.

If a video monitoring system being hacked isn’t troublesome enough for you, think about all the other dangers. Cars with controls that can be operated remotely is a prime example. A hacked video monitor can’t kill you, but a hacked car speeding down the highway certainly can.

Take it a step further. Remotely-controlled insulin pumps have even been hacked. Thanks to the way the security protocols on those devices are rigged, the murderer would likely never be caught. Scared yet?

Sorry ARRC, none of this applies to me.

Yes, you may be thinking, this doesn’t apply to me. I don’t have a remotely-controlled car or an insulin pump. But you do access the internet from home, don’t you? A US cybersecurity firm found 300,000 compromised routers in homes around the world. In 2012, a group of cybercriminals from Brazil successfully attacked 4.5 million home routers and gained access to bank accounts and sensitive financial information.

So unless you live in a pineapple under the sea and don’t have internet at all in your home, you are definitely in need of proper cybersecurity measures.

If you really want a smarthome (or any other highly-advanced and internet-based product), do not install internet controls on critical components and make sure you have a cybersecurity plan and strategy in place to make sure criminals cannot access your home, your car, your financial information, your family mementos, or anything else you value.

On a final, and comical, note: Before getting a divorce, a married couple had installed smart controls on the HVAC system in their home. After splitting up, the woman did not change the passwords for HVAC access. The former husband started freezing the woman and her new boyfriend in the winter by turning on the A/C and also turning on the heat in the summer.

5 Reasons You Should Buy the New Kindle

Back in its debut in 2007, Amazon’s first Kindle was revolutionary. It gave bookworms the ease of having hundreds of books at their fingertips, and encouraged non-readers to finally get into the magical world of reading without having to actually shop for physical books. All at once, libraries were reduced to a 6-inch grayscale e-ink display, and the world was fascinated.

Fast forward to 2017, and it’s the Kindle’s 10th anniversary. We haven’t really seen much difference in the past versions besides the streamlining of the display and touchscreen integration, but for its tenth birthday, Amazon has pulled out all the stops for its beloved Kindle.

With the holiday season coming up, here are our five top reasons why you should purchase the new Kindle, either for yourself or for a loved one.

  1. It’s waterproof.

Yes, you read that correctly. The new Kindle Oasis boasts IPX8, which means it can handle pools, bathtubs, hot tubs, oceans, and just about any other water feature you can imagine. Now you can read your Kindle while relaxing in a bubble bath, or take it to the pool and not worry about the kids splashing nearby. We don’t recommend reading it in the shower though, not because it would do the Kindle Oasis any harm, but because you’ll get all pruney and go through hundreds of gallons of water while you’re lost in your book. Just saying.

  1. It plays Audible audiobooks.

For some, listening to books being read to them is more enjoyable than reading. Or sometimes, because our attention is needed elsewhere, we don’t have the luxury of reading traditionally. Many Kindle fans have been requesting an audiobook feature so they could keep all their forms of books on one device. If you’ve ever used the Kindle app on your smartphone, you have a rough sense of how the Audible experience works. Unfortunately, there’s no headphone jack on the Oasis, so Bluetooth headphones or speakers are your only options. Which, let’s be honest, we all have these days anyway. If not, check out these incredibly affordable Bluetooth earbuds.

  1. It has a 7-inch screen.

Amazon has boosted up the screen from a 6-inch display to a 7-inch display, and used that extra space to add some extra battery as well. There’s a faster processor and more storage, too. Now you can up the font size and not worry about running out of screen space, or you can shrink it down and get a lot more words on the page. It all depends on your reading comfort, of course. That extra inch allows for more freedom, and we’re happy about it.

  1. The use of e-ink and e-paper.

These aren’t new features to hit the Kindle, they’ve actually been some of the best selling points from the start. E-ink is a paper-like display technology, characterized by high visibility and contrast. It has a wide viewing angle and low power requirements. Used with the Kindle’s e-paper display, e-ink reduces eye strain and can be read in direct sunlight without a glare. E-ink and e-paper used together mimic a real book that has real ink on real paper. Bookworm holdouts that can’t stand the idea of reading on an electronic device should try the Kindle Oasis. They will be pleasantly surprised.

  1. Price point

The new Kindle Oasis costs $250 for 8 gigabites of storage, which should be plenty for all but the most hardcore audiobook and book lovers. If you plan to read constantly until the day you die, the 32 gigabite model runs $280. We recommend utilizing the cloud features so you don’t have to store all your books and audiobooks on the device itself, but if you plan to move to a remote mountain town with no internet ever again, load up that 32-gigabite model and be happy.

If these five reasons didn’t sway you, we fear nothing will. The Kindle has replicated the joys of reading a real book as closely as possible, with e-ink and e-paper, and allowed access to millions of titles at the touch of a finger. Many public libraries also have a lot of their titles available to borrow in Kindle format, so you’ll never be without a good book in the tub.

Red Flag Warnings of Identity Theft

Everyone is probably tired of hearing about Equifax at this point, but the silver lining to the insane media coverage is bringing awareness to the general public about the consequences of lax cybersecurity. Once personal information has been leaked into the hands of a cybercriminal, it’s easy for them to steal your identity and from there, the possibilities are endless. Harming your credit score, gaining access to your financial institutions, and having open access to your friends and family are just a few of the things a criminal could use your stolen identity for.

Staying vigilant about identity theft is a crucial part of keeping your information safe and secure. Some of these red flags sound like common sense, but you’d be surprised at how many people brush off incidents that should prompt immediate action.

Here are some of the most common red flag warnings of identity theft from the Federal Trade Commission (FTC):

  • You see withdrawals from your bank account that you can’t explain.
  • You don’t get your bills or other mail.
  • Merchants refuse your checks.
  • Debt collectors call you about debts that aren’t yours.
  • You find unfamiliar accounts or charges on your credit report.
  • Medical providers bill you for services you didn’t use.
  • Your health plan rejects your legitimate medical claim because the records show you’ve reached your benefits limit.
  • A health plan won’t cover you because your medical records show a condition you don’t have.
  • The IRS notifies you that more than one tax return was filed in your name, or that you have income from an employer you don’t work for.

A good first step is to create an account on the Social Security Administration website before anyone else does. This way, you can at least check your Social Security earnings to see if anything looks off. You’ll need to have some information on hand, as the site will ask you about specific accounts you have open to verify your identity, and if you provide a wrong answer, you’ll be locked out for 24 hours. Caveat: if you’ve already placed a fraud alert or security freeze on your credit report(s), you won’t be able to do this online and you’ll have to either remove the freeze or go into your local Social Security office.

Also, the FTC suggests filing your taxes as early as you can before a potential scammer can. Tax identity theft happens when someone uses your Social Security number to get a tax refund or a job. And always respond right away to letters from the Income Revenue Service (IRS).

If reading through the red flags, you now suspect someone is using your identity to open lines of credit, apply for jobs, or other activities, file an Identity Theft Affidavit and create an Identity Theft Report with the FTC. You can file this online or by phone or mail:

  • 1-877-ID THEFT (877-438-4338)
  • TDD (toll-free): 1-866-653-4261
  • 600 Pennsylvania Ave., Washington DC 20580

Remember, the best defense when it comes to identity theft is to stay aware of all your accounts and to take action immediately if something seems off.

6 Personal Assistant Apps That Make Life Simple

Siri may be just a phrase away, but you need a reliable application when it comes to your busy schedule and everyday to-do list. Stay organized every hour of the day with an assistant that lives on your smart device, keeping you virtually prepared for whatever the day throws at you. Below are six of the most raved-about personal assistant apps.

Google Now

Before your day even begins, know the weather forecast, the traffic conditions on your commute, new Spotify playlists you’ll love, the calories you need to burn from yesterday’s late-night snack, breaking news and the groceries that need to be ordered. Google Now collects data from your favorite apps and puts them on cards that can be arranged based on relevancy and importance. Keep track of your entire life on one screen, and let Google do the organizing.

Wunderlist

Wunderlist is the ultimate checklist app—where you can set reminders, share lists for team collaboration and set due dates. Folders and hashtags allow for easy organization of all your to-dos, and commenting abilities mean less questions and more doing. Don’t let a long to-do list overwhelm you ever again.

Quip

A list app that fosters collaboration, Quip combines creation with communication to get even the most difficult tasks done. Create checklists and chats that your entire team can access, eliminating the back-and-forth emails and multiple documents. Edit documents within the app and chat about specific parts of the document to ensure everyone’s on the same page. Miscommunication will be just a thing of the past with Quip.

Speaktoit

Literally a virtual assistant, Speaktoit will perform tasks, answer questions, send you notifications and more using its own API language that makes communicating to it efficient and fun. Speaktoit remembers your favorites, understands your voice, and can be customized to respond a certain way. It’s Siri on steroids, and it will change the way you get through your day.

24me

24me unites your online life by bringing together your calendar, lists, banks, social networks and more. It puts everything in one organized place so you always know what, when, where and how much life has in store for you each day. Send emails, purchase gifts, pay bills and more from one app, so you can spend time doing what you enjoy.

EasilyDo

Beyond the usual email and calendar organization, EasilyDo is like a personal concierge. Automatically track shipments, get local reservations and recommendations when you travel, organize purchased tickets for events, save email attachments in one place, view your social media accounts in one feed, and more. It’s like an app for VIPs only, and you’re always on the list.

Regardless of which app you chose to manage your busy personal and professional life, make sure you have some downtime as well. Nothing makes a completed to-do list less effective than the start of a new one. Reward yourself with some time off and take some time to smell the roses.

Benefits of Keeping Security-Savvy Staff Around

While security systems play a large part in keeping your data safe from cybercriminals, your people are equally responsible when it comes to proper online procedures. Programs work to keep attackers out, but your staff has the power to let someone in. This is why a security-savvy staff is crucial when it comes to protecting your business. Here are tips on who these knowledgeable people are, how to get them on your team and what they bring to the table.

The Who

Security-savvy employees not only stay informed on the latest security breaches within other organizations, but they also understand the impact that data loss can have within their own company. They attend training sessions voluntarily, they focus on security reminders, they use safe cyber-practices, and they have good cyber-habits.

What are some good cyber-habits? Having strong passwords and refraining from using company documents on personal devices are some examples. These valuable staff members know the different types of malware, or at least the basics of malware, and they don’t put the full responsibility of cybersecurity on the IT department. If your business is a sports team, your employees are your players. You’re only as good as they are.

The How

These savvy employees might seem too good to be true, but they’re out there. And they might even already be on your payroll. Incorporating security into your current company culture by educating, training, and updating your staff can grow security experts from within. Your staff plays an active role on a daily basis just by being connected to your network and emailing outside sources. The true success of your company’s cybersecurity starts with them.

Make training fun and not a long, drawn-out prison sentence. Studies have shown a lot of the reason why adults say they don’t like to read is because they were forced to for years in school. The moment they had any freedom, they never picked up another book. It wasn’t because they didn’t actually enjoy reading, it was because they were relieved to be free of the requirement. So make sure the trainings aren’t force-fed to your employees or else they may just be lax on purpose.

The Benefits

While it’s seemingly impossible to completely prevent an attack, strength comes from within. Your people are the core of your organization. If they don’t adopt your cybersecurity processes, then any systems you have set up won’t be as effective as they should be. Making sure your staff knows they play a central role will motivate them to stay informed of why and how they can better the security of the company. When employees take ownership of their cyber-responsibility, the business as a whole will strengthen. And if you’re a business owner, you can rest easy at night knowing your team is all on the same page when it comes to protecting your valuable data.

Good Security Protects These 3 Critical Things

The cybersecurity you use doesn’t just protect you from the latest malware—it’s an insurance policy that protects your staff, your clients, and the way you do business. Data breaches are no longer a thing of science fiction movies. They happen all around you. Breaches are a costly nightmare that can affect your business from every angle, avenue, and outlet.

Even if your company has gone years without a breach, don’t let that false sense of security put you at risk. All it means is that your current security investments have paid off and you’ve thwarted irreparable business heartache so far.

Below are three aspects of your business your security measures are keeping alive and well. Use them as incentive to either continue your proper security methods or spur you into investing your time and money into an efficient cybersecurity plan.

  1. Your Reputation

When it comes to your reputation, you are what you breach. And if you’ve been known for breaching a little here and breaching a little there, then chances are your potential clients aren’t as ‘potential’ as you think they are. As soon as your partners or clients sense security concerns with your business, they’ll start sniffing around for newer, safer outlets.

And once your reputation has been damaged, it’s incredibly difficult to recover, especially with the online rating community. It’s common to quickly Google a business and judge them based on their Google ratings, so make sure a data breach doesn’t create negative ripples. By keeping on top of your cybersecurity measures, you’ll maintain control of your bottom line, the satisfaction of your customers, and your reputation.

  1. Your Clients

How will your clients feel about you and your business if they feel their data isn’t completely secure? The last thing clients want or need is to have their financial or personal information stolen, kidnapped, or damaged. Lax security measures would mean long-term issues for them and would ultimately create permanent distrust of your business.

Rest assured knowing that effective security measures equate to happy clients and quite possibly, new referrals.

  1. Your Wallet

Your security budget may be large, but it’s nothing compared to the mountain of expenses that come with a breach: data loss, angry customers, upset partners, wary employees, and a soiled reputation. So continue to invest in that protection software, actively change company policies, and consistently update your devices because they’re saving your wallet from a world of misery and extending your company’s lifespan.

Good cybersecurity also protects your data from being held hostage by ransomware, which could also cost you an arm and a leg to recover. Plus, you’d be paying a ransom to criminals, which wouldn’t feel good at all.

So keep your security plan active and updated as often as possible.

Improve Your Electronic Etiquette with 6 Tricks

It’s probably safe to assume that in one eight hour period you send more emails than you speak words. If you have a regular office job, you probably use email all day, every day. Sad, but true.

But because of this, it’s important to know the dos and don’ts of proper email etiquette. You don’t want to be giving off the wrong impression, do you?

Can I send an emoticon?

This is a bizarre one. In the past, absolutely no way. Now, however, things are a little different. Emoticons add a personal touch to emails and they can also help in your efforts to be humorous. If used correctly, an emoticon can make a detached email seem friendly or help soften an otherwise harsh body of text.

Is it funny or is it just awkward?

Writing is a funny thing because one sentence can be read a million different ways. One person may interpret something completely differently than you did based on how they read it, their education level, their personal experiences and the way the wind blew ever so gently that day.

This means you should always be careful when you use humor, especially in a professional context. What you find hilarious may come off as rude and belittling to someone else.

Stay away from Caps Lock. 

When you capitalize complete words or sentences, people tend to feel threatened. They automatically think, “Is he/she angry with me?” Or they think you’re too incompetent to use a computer properly. Do you not know where the caps lock button is? Either way the cookie crumbles, it’s not good.

Use spell check.

The lines are so blurred nowadays that you finish emails through text messages and end a phone call when you physically walk up to the person you’re speaking to—however, this doesn’t give you the right to use bad grammar and spell words incorrectly.

Spellcheck your email and always make sure you use complete words. In emails, do not use: cuz, k, y? or ya. Save that for your texts, and even then, only with close friends and family. Your boss or manager likely won’t be impressed with poor English skills.

Is that a novel or an email?

Let’s face it. We don’t like big globs of text (take note of what you’re reading right now). It’s intimidating. If we receive an email with a massive amount of text, we glance through it (missing important information) or save it for later (and never come back to it).

When you write an email, keep it short. Break up your information and highlight key information (bold your font or use the highlighter function).  If you can’t get your point across with limited text, then you’re better off picking up the phone so you can go in-depth and maintain their attention.

Did you say hello and goodbye?

You wouldn’t begin a conversation with someone you just met or barely know without a greeting. You also wouldn’t walk away from a conversation without ending it with a suitable goodbye. That’s just rude… and weird.

If you’re speaking with a client or a partner, always greet them properly: Hello, Hi there, How’s it going, Good morning. And, before you send your email, wrap it up with a goodbye: Thanks for your time, Talk to you later, Let me know if you have any questions.

Regardless of how you feel about email, if you use it on a daily basis, it would behoove you to polish up your etiquette so you make a great electronic impression.

How to Effectively Market on Social Media

Social media is a very unique form of marketing because it exists inside the lives of your consumers. If they follow you, by default, you follow them. What could be better than that? Social media can be a cost-effective marketing platform that builds followers, creates brand loyalty, and engages consumers.

Here are five traits of successful social media marketing so you can get the most out of your social media platforms.

Start a conversation.

Speaking of conversations, make sure you start some. That’s why you’re on social media, right? Interact with consumers, generate brand awareness among potential customers and get people to talk about your product, service or industry. If you see some negative replies, look at it as an opportunity. Your responses can establish who you are as a company and transform your followers into true fans.

Treat your followers like customers.

Your social media followers are more than just a number, they’re digital customers with a powerful voice the whole world can see. Respond to their comments—whether they’re positive or negative. Thoughtful interaction goes a long way and can create lasting brand loyalty.

Images, images, images.

More and more, people prefer to receive information through visuals. Images are easier to digest for customers when they are on-the-go. As a result, images generate more clicks, more likes, and more shares. If you’re absolutely dead-set on sharing a large amount of copy, try to place content on top of images.

Calls to action are key.

You don’t just want to engage your following, you want them to click through. Create a call-to-action (CTA) that will motivate your followers to click your link, try your product or check out what you have to share. CTAs result in a higher follower-to-customer conversion rate and increased brand loyalty.

Timing is part of the strategy.

Posting to your social media outlets should be a regular activity, at least daily.  But there’s more to it than that. When you post is even more important than how much you post.

The “when” depends on who your audience is, what social media channels you’re using and what kind of information you’re sharing. For example, professionals are online at different times than teenagers, and they are more likely to click a link in the evening. They’ll also probably be on LinkedIn during the day and Facebook at night.

To Procrastinate or Not to Procrastinate?

We’ve all heard the arguments before: lazier people are more creative, and oftentimes, wildly more successful (they have all the time in the world to waste which means they come up with some pretty radical ideas). But then again, that’s not to say that busy bees can’t be creative or successful either. Google’s head of marketing has over 20 meetings each day—she’s pretty darn busy and if you ask most anyone, rather successful, too. And we’re all guilty of procrastination. But is it really such a bad thing?

So then the question naturally becomes: to procrastinate or not to procrastinate? And while the choice is ultimately yours to make, here are a few reasons that lend a little positivity to each side of the coin.

To procrastinate:

  1. It can make you more creative.

For some, procrastination can lead to a better outcome, causing you to think of more efficient solutions and more innovative ideas in order to avoid tedious or boring work.

 

  1. It can lead to more important items.

You might put it off, but you’ll probably do something else in its place to justify your procrastination—something that is equally as important, if not more important.

 

  1. It can reveal the missing ingredient.

Delaying doesn’t come out of nowhere. Chances are your mind is focused on the little details or maybe even the bigger picture. Sometimes you need to clear the fog before you can make something really shine.

Not to procrastinate:

  1. It can actually take more time.

Many think procrastination uses more of your valuable time, decreasing brain function and causing the effects of sleep deprivation. Like mentioned before, your brain energy is spent stressing over what you aren’t doing and what you need to be doing.

  1. It can use more energy.

When we don’t give our minds time to evaluate, plan and decompress, it takes away from our energy—ultimately affecting our work in negative ways. Putting items off until later will give us less time to decompress, as well as more time to stress over not doing something.

  1. It can create bad habits.

If you procrastinate once and you’re successful at it, then you’ll probably do it over and over again until something negative happens. And don’t be naive… It will happen. It’s important to nip this habit in the bud. Once procrastination becomes a habit, it gets easier and easier to justify the negative consequences of it.

There are plenty of other pros and cons to each side, but the general rule of thumb is: as long as your work gets done, it doesn’t really matter how you got there. Everyone is different and works in different ways. If procrastination works for you, continue on. If you prefer being a busy bee, keep on buzzing.

7 Ways to Use Social Media to Help Your Community

Social media can get a bad reputation for being an endless stream of selfies and baby photos. But with the recent devastation of Hurricane Harvey and our very own flash flooding here in Bakersfield over Labor Day weekend, social media can be harnessed for good, too. Here are seven ways social media can make your community a better place.

  1. Raise awareness

Not everyone reads the newspaper each morning, but most people check their social media accounts. Hyper-local issues don’t get much play even in regional news, but that doesn’t mean people don’t need to know what’s happening on their local school board or when the local library is holding a talk that they might be interested in. Social media can function as a sort of town bulletin board. Whether it’s letting people know about issues that face the community or just alerting people to a new restaurant that’s trying to build a customer base, social media can be a way to learn about your community in a fine-grained way that you won’t get from other outlets.

  1. Solicit small donations with a big impact

A year or so ago, a New York-based writer sent out an idea to her social media followers: call up local schools and ask them if any of their students have unpaid cafeteria balances. Then donate money to pay down those debts. The idea sparked charity initiatives across the country, with charitable folks donating hundreds of thousands of dollars to their local schools to make sure no kids had to go without a hot lunch because of their outstanding cafeteria debts. In cases like these, an outpouring of public support for small-scale acts of kindness can have a big impact. People who donated might only have given $10 or $20, but that can pay off a lot of $2.50 school lunches.

  1. Give people a place to meet virtually when they can’t connect offline

The internet allows people to connect with their peers in a safe space regardless of geography. Social media groups for local youth, for instance, offer discussion boards, highlight relevant news, hold social events that allow online members to meet up in real life, and connect kids to opportunities to take part in summer camps, theater troupes, and more.

  1. Mobilize supporters

Want to support a topic coming up before the town hall? How about raising funds for a family in need? Or just soliciting help to find a lost pet? Numbers matter. You may not be able to put up flyers all over your town, but you can reach out to hundreds of people with the right social media account. With a little publicity, you can gather support from a much wider swath of your community.

  1. Connect neighbors

In the modern era, neighborhoods aren’t always as tight-knit as they used to be. Residents might not know their next-door neighbor, much less the family down the block. But social media can help connect people who live in the same area but otherwise wouldn’t have any opportunity to meet. These private groups and location-specific apps allow rental tenants and homeowners alike to do everything from finding nearby garage sales to crowdsourcing recommendations for handyman services. An online neighborhood group can help you find a sitter for your baby, your dog, or your house. And it can help you put names to the faces you run into every day and alleviate those awkward head nods to the folks next door.

  1. Share community resources

Whether it’s helping people understand their rights as rental tenants, publicizing local scholarships for college-bound students, letting people know about free job fairs or volunteer opportunities, or helping disadvantaged groups find support resources, social media can be an effective way to let neighbors know about resources available to them that might be under-publicized.

  1. Inspire good deeds

Sometimes people just need a nudge to get out in the community and do some good. In Iowa, a pair of middle-schoolers decided to spend their summer encouraging their neighbors to share small acts of kindness. They set up social media accounts to help inspire their followers, posting weekly prompts like “tell someone they make you happy and why,” sharing different ways that people can give back to their communities, and publicizing the stories of small acts of kindness their followers shared with them.

Why It’s Important to Check if You Were Affected by the Equifax Hack

With the recent Equifax data breach, you’re probably wondering how to tell if a thief is using your stolen information, and how. Unfortunately, there are a number of nefarious activities to watch out for when your Social Security number has been compromised.

Opening a fake account is the most common thing someone will do with your Social Security number, but it’s one of the least damaging things they can do. Criminals can literally take over your identity and use it to steal medical goods, commit serious crimes, file false tax returns, create fake children to go with the identity, and even create problems with mortgages and home deeds. Not good.

So what do you do about this whole data breach?

First, check the potential impact at Equifax’s TrustedID website. You’ll have to enter the last 6-digits of your Social Security number and your last name, and the site will tell you if there’s reason to believe your information has been stolen. Don’t worry, the site is completely secure. Asking for 6 digits is a little unusual but it helps to ensure the data is accurate.

The site will tell you instantly how likely it is you’ve been hacked. Equifax is offering complimentary credit reports, 3 bureau credit file monitoring, credit report lock, social security number monitoring, and $1 million identity theft insurance to consumers for free to make up for their blunder.

Second, and most importantly, monitor your credit report on your own. You can use a credit monitoring service like Equifax’s TrustedID (which they’re offering for free—obviously), but it’s probably best if you also check your credit reports regularly yourself. You’re entitled to a free copy of your report from each of the three major bureaus each year (Equifax, Experian, TransUnion) and you can grab your copy at Annual Credit Report.

If anyone has opened a line of credit in your name, it will show up on your report and you’ll have to dispute it. If there’s fraudulent activity, you should contact each of the three credit reporting agencies to dispute the inaccurate item(s). We hope you never have to, but here’s the contact info for all three bureaus:

 

Equifax Alerts

(888) 766-0008

Equifax Consumer Fraud Division, PO Box 740256,

Atlanta, GA 30374

 

Experian Fraud Center

(888) 397-3742

Experian

P.O. Box 9554

Allen, TX 75013

 

Transunion Fraud Alert

(888) 909-8872

TransUnion Fraud Victim Assistance Department,

P.O. Box 2000

Chester, PA 19016

 

Finally, consider putting a freeze and a fraud alert on all three of your credit reports if your data has likely been stolen. Some states may impose a fee for this, but Equifax is waiving that charge right now.

It’s absolutely critical to review your credit report regularly, not just right now in the wake of the data breach. Stay smart and be proactive about your sensitive information, and you’ll avoid the headache of identity theft.